​Employe​​e Be​nefits

New! Annual Open Enrollment date change: August 15 – September 15
​and remain effective October 1^st.

The District provides health and welfare benefits to all full-time and permanent part-time employees (20 hours or more) and their dependents. Those employees working less than full-time will receive a pro-rata share of the benefit package. Employees in positions less than 20 hours per week are not eligible to participate in health and welfare benefits. 

For benefit questions contact Edwina Cardenas: (951) 222-8136 or edwina.cardenas@rccd.edu.

• ​Refer to the RCCD Employee Benefits Guide for more information.​

Associate Faculty have the option of participating in medical insurance with one of our two HMO plans. Enrollment in the Health Net or Kaiser plans is available bi-annually during the months of September and February with effective dates of October 1 or March 1. Enrollment is contingent upon the participants FALL and SPRING teaching assignment(s). The District will cost share with the employee and will pay for 50% of the monthly premium to insure the employee only. The employee has the option of enrollment eligible dependents; however the employee assumes the full cost to insure their dependents. 

• ​Associate Adjunct Terms & Costs​
  

​Medical Insurance Plans
The employee has a choice of Kaiser Permanente, Health Net, or the RCCD PPO Plan. The employee may elect to change carriers once per year during our annual open enrollment month of September.  Normally such election shall be effective October 1 of each year. 

• Kaiser Permanente - HMO medical coverage fully paid by District for employee and legal dependents. Zero office co-pay and minimal out-of-pocket costs.
  
• ​Kaiser Permanent​e Enrollment Form
  
• Kaiser Permanente Summary of Benefits
  
• Health Net - HMO medical coverage fully paid by District for employee and legal dependents. Zero office co-pay and minimal out-of-pocket costs.
  
• ​Health Net Enrollment Form
  
• Health Net Summary of Benefits​​​
  
• RCCD PPO Plan - Self insured PPO medical coverage fully paid by District for employee and legal dependents. Annual deductibles and some out-of-pocket costs. The plan is managed by Health Now Administrators with the Blue Shield Network. 
• RCCD PPO Plan Enrollment Form & Change Form​​
• RCCD Self-funded Plan Document and Summary Plan Description
• RCCD PPO Resources​
• RCCD Pharm​acy Roadmap​
  

Dental Plan
Dental insurance coverage, through Delta Dental, for employees and legal dependents shall be provided by the District. Incentive based, as you use the plan your costs decrease. All employees shall participate in the program.​

• ​Delta Dental Enrollment Form
• Delta Dental S​ummary of Benefits​

Life Insurance Plans
The District provides a $50,000 life insurance policy by a carrier designated by the District.  All benefit eligible employees shall participate in this life insurance program. ​

• ​Life Insurance Enrollment Form
  
• Life Insurance Summary of Benefits​

Voluntary Vision Plan
A Voluntary Vision Plan is available to eligible RCCD employees on a voluntary basis. For those interested in purchasing these services, we offer this through Vision Services Plan (VSP). Eligible employees include those who are full time faculty or staff and permanent part time staff working 20 or more hours per week. Associate Faculty members must contact the Benefits office to confirm eligibility. Employees have an opportunity to select from either a Premier Coverage or a Basic Coverage (materials only). VSP offers employees necessary eye health and their offerings include discounts on covered and on non-covered services. 

• ​VSP Enrollment Form​
• VSP Summary of Benefits
• VSP How to Access Services

BenefitBridge
BenefitBridge is a secure website and gateway to your personal benefits information, health and wellness resources and a multitude of decision support tools. The portal requires user registration for security and can be accessed from any computer with an Internet connection.  www.benefitbridge.com/rccd ​

Retirement Programs
The District participates in the following retirement programs: 

• CalPERS - Public Employees Retirement System for classified employees. 2% at 55. Employees pay 7% of gross earnings.
• CalSTRS - State Teachers Retirement System for certificated employees. 2% at 60  for members first hired on or before December 31, 2012 or 2% at 62 for members first hired on or after January 1, 2013. Employees pay 8% of gross certificated earnings.
• PARS - Public Agency Retirement Systems for Non-Classified Short Term employees and Associate Faculty who are not in STRS. Employees pay 7.5% of gross earnings. ​
  
  

​