New! Annual Open Enrollment date change: August 15 – September 15
and remain effective October 1st.
The District provides health and welfare benefits to all full-time and permanent part-time employees (20 hours or more) and their dependents. Those employees working less than full-time will receive a pro-rata share of the benefit package. Employees in positions less than 20 hours per week are not eligible to participate in health and welfare benefits.
For benefit questions contact Edwina Cardenas: (951) 222-8136 or firstname.lastname@example.org.
Associate Faculty have the option of participating in medical insurance with one of our two HMO plans. Enrollment in the Health Net or Kaiser plans is available bi-annually during the months of September and February with effective dates of October 1 or March 1. Enrollment is contingent upon the participants FALL and SPRING teaching assignment(s). The District will cost share with the employee and will pay for 50% of the monthly premium to insure the employee only. The employee has the option of enrollment eligible dependents; however the employee assumes the full cost to insure their dependents.
Medical Insurance Plans
The employee has a choice of Kaiser Permanente, Health Net, or the RCCD PPO Plan. The employee may elect to change carriers once per year during our annual open enrollment month of September. Normally such election shall be effective October 1 of each year.
- Kaiser Permanente - HMO medical coverage fully paid by District for employee and legal dependents. Zero office co-pay and minimal out-of-pocket costs.
- Health Net - HMO medical coverage fully paid by District for employee and legal dependents. Zero office co-pay and minimal out-of-pocket costs.
- RCCD PPO Plan - Self insured PPO medical coverage fully paid by District for employee and legal dependents. Annual deductibles and some out-of-pocket costs. The plan is managed by Health Now Administrators with the Blue Shield Network.
Dental insurance coverage, through Delta Dental, for employees and legal dependents shall be provided by the District. Incentive based, as you use the plan your costs decrease. All employees shall participate in the program.
Life Insurance Plans
The District provides a $50,000 life insurance policy by a carrier designated by the District. All benefit eligible employees shall participate in this life insurance program.
Voluntary Vision Plan
A Voluntary Vision Plan is available to eligible RCCD employees on a voluntary basis. For those interested in purchasing these services, we offer this through Vision Services Plan (VSP). Eligible employees include those who are full time faculty or staff and permanent part time staff working 20 or more hours per week. Associate Faculty members must contact the Benefits office to confirm eligibility. Employees have an opportunity to select from either a Premier Coverage or a Basic Coverage (materials only). VSP offers employees necessary eye health and their offerings include discounts on covered and on non-covered services.
BenefitBridge is a secure website and gateway to your personal benefits information, health and wellness resources and a multitude of decision support tools. The portal requires user registration for security and can be accessed from any computer with an Internet connection. www.benefitbridge.com/rccd
The District participates in the following retirement programs:
- CalPERS - Public Employees Retirement System for classified employees. 2% at 55. Employees pay 7% of gross earnings.
- CalSTRS - State Teachers Retirement System for certificated employees. 2% at 60 for members first hired on or before December 31, 2012 or 2% at 62 for members first hired on or after January 1, 2013. Employees pay 8% of gross certificated earnings.
- PARS - Public Agency Retirement Systems for Non-Classified Short Term employees and Associate Faculty who are not in STRS. Employees pay 7.5% of gross earnings.
Any employee who has questions, or who is interested in participating in a 403(b), 403(b) ROTH and/or the 457 (b) plan, should contact your SchoolsFirst Representative to schedule an appointment.
The 403(b), 403(b) ROTH and the 457(b) benefit plans do not have an open enrollment period, so employees can enroll at any time.
Refer to the SchoolsFirst FCU Plan Vue Participants Guide to help you enroll in your plan today.
Enroll in ScholarShare 529 Workplace Savings to start saving more for your child's education.
ScholarShare 529 helps make the most of your college savings, with tax benefits that can be worth thousands of dollars. Simply sign up for direct deposit using the Enrollment Process Guide.
Email your completed form to Edwina Cardenas at email@example.com.
Flexible Spending Accounts
A flexible spending account (FSA) allows employees to reduce the taxes you pay on earnings by setting aside a portion of each paycheck for eligible medical, dental and dependent care expenses before taxes are calculated. You can choose to participate in two different types of flex accounts:
- Health Care FSA lets you spend tax-free money to pay for a wide range of eligible medical and dental care costs.
- Dependent Care FSA covers payments for child and dependent care that allows you to work.
Once a year, during open enrollment or when you become eligible for benefits, you decide the amount to contribute to your health and/or dependent care FSA by estimating how much you will pay that year for doctor visits, dental work, dependent care, and other qualifying expenses. The annual amount you select will be divided into equal, tax-free flex account contributions that will be deducted from each paycheck. As eligible expenses are made you submit a claim for reimbursement.
Affordable Care Act/Covered California
Detailed information regarding Affordable Care Act and Covered California can be found on their website at www.coveredca.com
Visit our Health & Welfare website for information and forms.